Join
DC Credit Union
Fair, affordable loans, low fees and personal service you can trust
We’re looking out for you. We want you to get ahead and thrive.
Competitive interest rates and low fees
Because we’re not-for-profit, we pass our earnings on to our members in the form of better interest rates, lower fees and free ATMs.
DC area branches here to serve you
When you walk into a DC Credit Union branch, you’re always made to feel welcome. For instance, at our ACCESO branch, our staff is bilingual, the better to serve our Latino community.
Convenient online banking
We know you can’t always make it to a branch, and our online banking and mobile apps make it easy to take care of your banking needs 24/7
Let’s reclaim your future.
We believe in people over products
Our relationships with our members are incredibly important to us. You are the foundation of DC Credit Union.
A history of supporting our community
We were created in the 1950s to serve the needs of District government employees who were struggling to make ends meet. We are still community-driven and available as a helpful resource for the members of our community.
We believe in first and second chances
Where you start shouldn’t determine where you end up. DC Credit Union is committed to fostering financial inclusion and access to affordable credit.
Helping you live the life you want to live
DC Credit Union helps our members transform their lives through a focus on progress and forward movement.
Who's eligible to join?
Individuals (who live, work or worship) and businesses (including legal entities associations, religious organizations and non-profits) located in:
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- Adams Morgan
- Mt Pleasant
- Columbia Heights
Bank on DC Participants
Employees, residents and members, retirees, pensioners or annuitants of the following organizations:
- District of Columbia Government employees and others paid by the DC Disbursing Officer*
- District of Columbia Housing Finance Agency
- National Capital Housing Authority/Department of Housing and Community Development
- Mi Casa, Inc
- Hillcrest Family Center
- American Income Life Insurance Company
- Saint Augustine Catholic Parish in Washington, DC
- CASA de Maryland in Hyattsville, MD
Immediate family members and household members of those eligible for membership.
What you'll need to join
Joining is quick and easy. Make sure you have these items on hand, and start your application now!
Become a Select Employee Group
Would you like your company or organization to offer DC Credit Union membership to your employees or members, at no cost to you? Become one of our Select Employer Groups (SEGs). Our staff can guide you through the onboarding process, including educating your staff or members to the benefits of DC Credit Union membership.
To learn more, email us or call us at 771-333-2038.
Youth Accounts
We want to ensure that all of our city’s youth gain from the opportunity of being banked, so you can have easy access to your summer pay and benefit from being able to save. We offer accounts through our partnership with the Summer Youth Employment program.
Learn more about our Youth Accounts
Not part of the Summer Youth program? We still have an account for you! If you’re under the age of 16, we offer custodial Youth Accounts.
Ready to join DC Credit Union?
Apply online
Stop by one of our branches
Call us